Terms & Conditions

Trove is limited to aiding the purchase of securities in Nigeria, to Nigerian citizens and residents, and will not permit anyone who is not a legal Nigerian resident or anyone that cannot fulfil all KYC requirements as required by Trove or regulatory bodies to purchase or sell securities through its application until such time as it is approved to engage in the securities and investment business by the appropriate regulator(s) of a foreign jurisdiction. Trove is currently available to legal Nigerian residents over 18 years of age only. Trove is not providing financial advice or recommending securities through the use of its site and it is authorized to engage in the securities business solely in Nigeria.

Trove is a product of Trove Technologies Limited. Equities and options are offered to self-directed customers by Trove. Trove in itself is not a member of the Nigerian Stock Exchange nor a licenced broker by the SEC. Trove as a product works in conjunction with registered brokerage firms who execute trades on its behalf.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation.

Investors should consider the investment objectives and unique risk profile of all individual asset types carefully before investing.

Trove & Trove Technologies Limited do not make any recommendations and as a client you are solely responsible for evaluating the merits and risks associated with the use of any content provided through the service before making any decision based on such content.

You agree not to hold Trove & Trove Technologies Limited or any of its affiliates liable for any possible claim for damages arising from any decision you make based on content provided or other information made available to you through our service or any of our affiliates. Past performance data should not be construed as an indicator for future performance

Third party information provided for product features, communications, and communications emanating from social media communities, market prices, data and other information available through Trove & Trove Technologies Limited are meant for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any financial instrument or as an official confirmation of any transaction. The information provided is not warranted as to completeness or accuracy and is subject to change without notice. Any information about Trove on any website (including our official website, the Trove platform, e-mails, or any other communications, are meant for informational purposes only and are not intended as an offer, solicitation, or advertisement for Trove or any goods or services offered by Trove. The Trove website provides its users links to social media sites and email. The linked social media and email messages are pre-populated. However, these messages can be deleted or edited by users, who are under no obligation to send any pre-populated messages. Any comments or statements made herein do not reflect the views of Trove, Trove Technologies Limited Limited or any of their subsidiaries or affiliates.

Investors should be aware that system response, execution price, speed, liquidity, market data, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors.

All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Keep in mind that while Trovecation may help spread risk it does not assure a profit, or protect against loss, in a down market. There is always the potential of losing money when you invest in securities, or other financial products. Investors should consider their investment objectives and risks carefully before investing.

Risk Calculation

Bonds / Treasury bills & Government Bonds typically get the lowest risk scores. This score is dependent on the issuer rating majorly. Stocks are usually mid risk/high risk. Depending on how developed the markets are and the volume on the exchange. Mutual Funds are somewhere in between low risk and medium risk depending on Issuer rating.

Indemnification

You will indemnify and hold harmless Trove and the Third Party Providers, and the officers, directors, agents, partners, employees, licensors, distributors,and representatives of Trove and the Third Party Providers, from and against any and all claims, demands, actions, causes of action, suits, proceedings, losses, damages, costs, and expenses, including reasonable attorneys' fees, arising from or relating to your access and/or use of, or interaction with the Content (including, without limitation, Third Party Content), or any act, error, or omission of

Your use of your account or any user of your account, in connection therewith, including, but not limited to, matters relating to incorrect, incomplete, or misleading information; libel; invasion of privacy; infringement of a copyright, trade name, trademark, service mark, or other intellectual property; any defective product or any injury or damage to person or property caused by any products sold otherwise distributed through or in connection with the Service; or violation of any applicable law.

Revisions

Trove may at any time revise it's Terms and Conditions by updating this document. You agree to be bound by subsequent revisions and agree to review these Terms and Conditions periodically for changes.

The most updated version of this document will be available for your review under the "Trove Terms and Conditions" link that appears on the Trove website and mobile application.